Help Keep My Money LLC is a Black-owned spiritual-based business management consulting company based in southern California that uses researched and tested models to provide four types of services:
- Financial Management Services: We provide personal finance education, services and products to individuals and families so they can keep more of their money. We’ve introduced our Power of 10 Savings (P.O.T.S.) card where you receive 10% back on all purchases and 10% back per year when you save.
- Real Estate Deal Management Services: We manage real estate deals for our clients using leverage, while managing and shifting risk, to generate double digit annual Returns on Investments.
- Government Management Services: We improve government operations so they can more with less by creating systems.
- Business Management Services: We help small and medium sized businesses, as well as new startups, increase sales and improve their efficiency of operations in order to increase the bottom line. Please send an email to Info@HelpKeepMyMoney.com for information about these services.
Michael C. Evans
Managing Member and An Example
Spiritual Being here on earth as a human being to have experiences. My Spiritual Purpose is to teach people about Financial Independence and then give them the tools to become financially independent. I am an example of a Spiritual Being using its Spiritual Authority to be of service to the Spirit.
Personally managed nonprofit and government operations ranging from $4,000,000/year to over $100,000,000/year.
Owned 3 homes using none of his own money
25+ years of management experience
I have over 25 years of operations management experience, mainly working for three government entities in California (Culver City, City of Lancaster and Santa Barbara County), Union Pacific Railroad and CALM (Child Abuse Listening Mediation, a non profit in Santa Barbara). In addition to my 8 prior years of real estate experience (see below), I have experience as a Sanitation Manager (waste management and recycling), Street Maintenance Manager, Intermodal Railroad Manager and Chief Financial Officer. I have managed government, non profit and private businesses that were dependent on their ability to generate their own revenues based on the level and quality of services in order to cover their expenses and generate profits. There is nothing more difficult from an operations management perspective than competing with private businesses while you have to abide by government rules, regulations and “red tape”. Yet I was successful in transforming each of the three government-run operations I was responsible for managing into cutting edge efficiently run operations by implementing Constant Quality Improvement (CQI) systems that automated processes and drove the bottom line by reducing costs and providing immediate service and financial information to management in order to make performance enhancing changes to day-to-day operations.
I pride myself on developing operational systems that lower costs and improve efficiency (do more with less), while not being dependent on specific people to operate the systems. Therefore, when a key person leaves, the system continues to operate efficiently. This is accomplished by documenting how the system works and training on how to use the system. When I left Culver City and the City of Lancaster, I developed operations management systems and trained staff to manage those systems. Those systems are still in place more than 15 years later and I did the same in Santa Barbara County.
I now apply those skill sets and my business management philosophy to Help Keep My Money LLC, its affiliated businesses and its clients. As a business management consulting company, we develop systems to help individuals, families and businesses keep more of their money. There are only two ways to improve the bottom line: reduce costs or increase sales and revenue. The only thing that anyone controls 100% is the how they spend money. No one controls 100% of the revenue (income) they will receive. If you are an employee, you can be fired, laid off, or downsized. If you are a business, your sales and revenue can come in lower than projected. We choose to focus our efforts on developing systems that maximize the use of resources to reduce costs and improve the bottom line. When you reduce costs without decreasing sales, the cost savings drops to the bottom line. And since we control costs, we know by exactly how much we will increase the bottom line. So whether it’s educating individuals and families on budgeting, taxes and investing, or developing a “Bottom Line Improvement Plan“ for a business or government agency, we know how to improve the bottom line.
My Personal Story: Being an Example
My personal story starts with the fact that I am adopted. My adoptive parents (Isaac and Rose Evans) adopted me in Los Angeles in 1971 when I was 4 weeks old. I didn’t confirm that I was adopted until my father told me when I was 29 years old. He stated that he tried to tell me when I was 7 years old (twice) and that I freaked out. He then promised my adoptive mother to never tell me. I don’t recall my father telling me I as adopted when I was 7 years old, but I believe that my subconscious mind remembered, and the experience was so painful that it locked away the memory. It wouldn’t be until I was 44 years old that I would realize the impact that the traumatic event of me learning I was adopted at age 7 (and then my father lying to me to cover up) would have on shaping my belief systems and my behaviors for more than 35 years. The thing I know now is that we all have experienced some kind of traumatic experience during our childhood, and if we aren’t given the proper coping mechanisms to deal with the trauma, the Ego will find a way to cope with the experience. Whether it’s alcohol, drugs, sex, food, or some other compulsive behavior, the Ego will find a way to dull the pain cause by the memory of the traumatic event.
In my case it was alcohol and sex. I became an alcoholic at age 13. I also lost my virginity at age 13 and became obsessed with sex (though I wouldn’t have sex again until I was 17 years old). Starting at age 13, I would drink 2 40 oz. bottles of Olde English 800 malt liquor every Friday and Saturday. I did this until I had a tragic event in college (around age 22) for which I should have went to jail, and at the least, should have been kicked out of college. But they say “God looks out for children and fools”, for it was only by the grace of God that I didn’t suffer either of those consequences. I grew up since age 7 believing that I wasn’t worthy of being loved all because of my father telling me I was adopted, and then lying about it. I’ve had “mommy” issues my entire life and it led me into a horrible marriage right out of college with a woman who had “daddy” issues. Talk about being co-dependent. Once that marriage finally ended after almost 10 years, I had an awaking in 2005.
But before we go into detail about my experiences in 2005, let me tell you about my prior real estate investing experience. I was an active real estate investor from 1997 – 2005 and I was paid $15K to buy my first property in 1997. I have owned 3 properties with a combined net equity of $350,000 without ever putting a single penny of my own money into any real estate deal. In 2005 I managed the purchase and sell of two Pre-Construction Flip properties in Lancaster, CA for two friends. The first friend (R. L.) turned a $10K investment into $25K ($15K profit) over a four-month period and the second friend (E. T.) turned a $15K investment into $50K ($35K profit) over a six-month period. I then went on to secure nine Pre-Construction Flip properties for my family (three in Lancaster, CA and six in Frisco, TX) with a total value of $1.8 million with only $18,000 as earnest money deposits. In a three-month period these nine properties appreciated by over $250K. Unfortunately (due to a divorce and a business deal that fell through) I did not close on these nine properties and my real estate investing career (along with my personal life) came to an abrupt stop. Now back to my first awaking in 2005.
I had a spiritual awaking, but I didn’t know it at the time. In November 2004 I had my 2nd near-death experience (the 1st was in college in the early 1990s), where I was beaten to death (almost) at a thug-club on a Sunday night in Lancaster, CA. I was so drunk, that it was probably what saved my life (being too drunk to react in shock from the pain). But the beating (and concussion) did something to my brain. It jarred me to where my behavior changed. I went from being submissive and allowing people to run all over me, to being the high spirited person I was in college: Militant Mike. So I quit my comfortable government job and started being a real estate investor full time. But here’s the crazy thing.
My mind couldn’t rest and it was in full control of its ability to control my body. I lost 30 lbs. in 30 days. After that I slept and average of 1 hour per day for 2 months straight and my body didn’t suffer at all. In fact, I was no longer a diabetic, after being one for almost 10 years (my diabetes was caused by a stressful job, marriage, and a belief system that I was not worthy of love). One of my college roommates and I went to Miami in 2005 for the Winter Music Festival (a music industry event), which also happened to be during Spring Break. We were both 33 years old and we slept a total of 8 hours over 4 nights. Upon arrival back in Los Angeles, my college roommate had to go to the Emergency Room because of dehydration. What I didn’t know at the time was that I was using my Spiritual Authority to fully control my body and to create my reality based on my thoughts. In fact, I was given a very unique opportunity to become a historical currency broker (old money that trades like art) where I would make a 1% commission, minimum $1 million per deal, and I would be able to open a line of credit at a London bank for $15 million. So I started living as though it was already true. I was in Las Vegas 3 nights out of the week and I burned through $200,000 in 6 months. And that’s when it happened.
My business deal as a historical money broker fell through and I was crushed. Not because I wouldn’t be a broker, but because another woman I trusted (she was like a mother and who helped me get through college) had disappointed me, like all of the other women in my life (birth mother, adoptive mother, wife and now her). So rather than refocusing my energy and concentrating on my real estate business (which was doing great), I decided to give up. I decided I was going to stop playing this game called life. It was just short of suicide. I lost everything: my 4,400 sf. house, over $200,000 in cash, my 5 series BMW, and my friends. If that’s what you call them. Those people who were along for the ride up, but disappeared on the ride down. I recently spoke with one who gave me a different perspective on why he stopped being around (didn’t want t0 enable me), and either way, I don’t have any bad feelings for them. I made the decision to give up. I made the decision to spend money like i already had it. In the end, I had $100 left to my name and I was spending my last week in a roach-motel on Sierra Highway in Lancaster, CA, about to be homeless, and I was content. I wanted to pull away from society, but my girlfriend at the time (future wife) wouldn’t let me. She convinced me to reach out to my father.
Starting in September 2005, I suffered a severe episode of depression that lasted more than 6 months. As a PK (preacher’s kid), I was the “Prodigal Son” and came home to my father who showed me Unconditional Love after we got into an argument and had not talked for months. I lived with my father in a 6’ x 8’ closet with no windows for 12 months and it was my father’s Unconditional Love and my girlfriend’s (future wife Tamika) daily calls and prayers that brought me back to God (as I had lost my way by letting money and material things take the place of God in my life).
Starting in March 2006, I crawled my way back financially from working as a Financial Analyst through a temporary agency at the Naval Post Graduate School in Monterey, CA earning $45,000/year, then an Intermodal Manager for Union Pacific Railroad in East Los Angeles and Long Beach, to working for Santa Barbara County’s Alcohol, Drug and Mental Health Services (ADMHS, now Behavior Wellness) Department, where I became the Chief Financial Officer (CFO) and Deputy Director of Finance and Administration, responsible for a $106 million operating budget for FY 14-15 and earned a nice $100K+ salary. I was moved by the Holy Spirit on Father’s Day 2014 and left Santa Barbara County at the end of September 2014 to manage Help Keep My Money LLC on a full time basis.
Both my professional and personal lives have had challenges. I have had to start over financially
3 4 times in my life, with the most recent being now (June 2017), after I left a $100K+ per year contract job as a CFO. I am on my second marriage, which I almost lost in 2015 because I was unfaithful to my wife, and I then I separated from my wife in April 2017 because the Spirit told me to (more about that at a later time). During the summer of 2015 I had to go on unemployment and get “on the County” in order to provide for my family. Some may say it was a dark time, but it was actually a time for my wife and I to repair the marriage from the damage I had created. In October 2016, the Spirit moved me to change my priorities to the following:
- God (which is Love, so Love is the #1 priority)
- My Health (physically, emotionally, spiritually, financially, sexually, etc. because I can’t be of service to anyone if I’m not healthy).
- Family (includes those that you are close to that are not related by blood or marriage)
- Community (however you define your community)
- Fun (be happy)
With this change in priorities also came a commitment I made to always follow the Spirit, no matter what. And not to second guess the Spirit, for the Spirit knows nothing but Love and it will never ever, ever, ever lead you wrong. Since that day in October 2016, every single day has been amazing. I understand that I am a Spiritual Being here on earth as a human being to have experiences. My Spirit is of God, and like God, it has always existed and will always exist. There is nothing in existence that can harm my Spirit. Therefore I choose to live a FEARLESS life!
I state all this to let you know that God works in mysterious ways. I have become an extremely spiritual person since 2015 and I’m not afraid to stand up and shout it out loud (cost me my last “job”). My spiritualty leads my life. My intentions and actions are driven by Love. I have not been perfect and there are a lot of things in my life that I have done that I wish I would’ve done differently, but I am committed to continuing to work on becoming the greatest version of myself. So I hope that some of my life’s story can help someone who is going through a rough patch in their life.
Just remember that:
- We are Spiritual Beings first and foremost, here on earth for just a fraction of our Soul’s existence.
- Good and bad, heaven and hell, are simply states of being that reflect how close or far we are to God’s Unconditional Love.
- Develop a close personal relationship with God and reflect God’s Unconditional Love through your thoughts, behavior, actions and words.
- The most precious gift God has given us is Free Will. You always have the ability to change your circumstances simply by making a different choice.
- No matter what happens in this life; no matter the physical, emotional and psychological pain you may suffer, there is nothing in existence that can bring harm to your soul, except for that to which you give authority.
So embrace the Spiritual Authority given to you by God, walk in faith, and allow your conscience, intuition, instinct, or gut (I call it the Holy Spirit) to guide you in this life.
Michael C. Evans