You receive a 10% Referral Credit whenever a person you referred earns a credit. It doesn’t matter the reason for credit: 10% or more back from a purchase or 10% annually from their P.O.T.S. Card Account balance. You receive 10% of what they receive. Here’s an example:
I refer John to open a P.O.T.S. Card Account. John spends $100 with his P.O.T.S. Card and he receives a $10 Shopping Credit. I automatically receive a $1 Referral Credit (10% of $10) just for referring John. Next John purchases a house through Help Keep My Money’s Real Estate Management Services and puts down a deposit of $10,000. John receives an annual Savings Credit of $1,000 on his deposit, and I receive an annual Referral Credit of $100 (10% of $1,000).
It’s that simple (we like to keep things simple). We do all the tracking and we post Shopping and Referral Credits every month and Savings Credits every day! Referral Credits are like any other credit that you can Spend, Save or Stop (cash out*). There is no “minimum” referral amount that you have to earn before we give you Referral Credits. The only requirement is that you have a P.O.T.S. Card Account so we can apply the Referral Credit.