Receive a 10% Referral Credit for sharing this gift with friends!

You receive a 10% Referral Credit whenever a person you referred earns a credit.  It doesn’t matter the reason for credit: 10% or more back from a purchase or 10% annually from their P.O.T.S. Card Account balance.  You receive 10% of what they receive.  Here’s an example:

I refer John to open a P.O.T.S. Card Account.  John spends $100 with his P.O.T.S. Card and he receives a $10 Shopping Credit.  I automatically receive a $1 Referral Credit (10% of $10) just for referring John.  Next John purchases a house through Help Keep My Money’s Real Estate Management Services and puts down a deposit of $10,000.  John receives an annual Savings Credit of $1,000 on his deposit, and I receive an annual Referral Credit of $100 (10% of $1,000).

It’s that simple (we like to keep things simple).  We do all the tracking and we post Shopping and Referral Credits every month and Savings Credits every day!  Referral Credits are like any other credit that you can Spend, Save or Stop (cash out*).  There is no “minimum” referral amount that you have to earn before we give you Referral Credits.  The only requirement is that you have a P.O.T.S. Card Account so we can apply the Referral Credit.


Each person who opens a P.O.T.S. Card Account prior to October 1, 2017 is considered an Early Adopter and will receive an extra one-time Savings Credit equal to 10% of their initial deposit!


This Savings Credit will be available for use (or cash out) on November 1, 2017.

So if your initial deposit is $100, you’ll not only earn 10% per year in Savings Credits applied daily, but you’ll also earn an extra one-time Savings Credit of $10 that will be applied to your P.O.T.S. Card Account on 11/1/17.


Click below to add the P.O.T.S. Card Account Initial Deposit to your shopping cart.  Once in your cart, you can change the amount of your initial deposit by changing the quantity of the product (1=$10, 2=$20, 10=$100, etc.).

When you check out, you’ll be able to select “CASH” if you deposited cash or “PayPal” if you’re using a debit or credit card.


* Please allow up to 90 days to process cash refunds.  You will immediately stop receiving monthly credits on balances for which you have requested cash refunds.