Become Financially Independent with the P.O.T.S. card!

Join the Financial Independence Revolution and become the Lender rather than the borrower!
It’s all about COMPOUND INTEREST!


Albert Einstein stated the following about compound interest:

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it. Compound interest is the most powerful force in the universe. Compound interest is the greatest mathematical discovery of all time.”

So what is Compound Interest? It is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.  It is how savings or investments reinvested grow exponentially. It is how the 1% became the 1% and how they remain the 1%. It is also how you can become Financially Independent!


Click here to download
an Excel workbook about Compound Interest

It shows you how compound interest works, and simulates how fast you can grow your money when you put it into your P.O.T.S. Card Account and SAVE it!


We’ve explained how you can use the P.O.T.S. Card Account to receive at least a 10% credit on your purchases; now let’s talk about how you can use the P.O.T.S. Card Account to become Financially Independent.  Where else can you purchase an asset that grows in value by 10% annually that is 100% fully refundable at any time*?  If you put your money into a savings account at a bank, you’ll receive less than 1% per year in interest.  The stock market has had an annual rate of return of about 10% for the last 115 years, but there’s a lot of risk involved in any single year and you are not guaranteed to receive 10% each and every year.  So how are we able to give you Savings Credits equal to 10% annually on the balance of your P.O.T.S. Card Account?

We take your money, combine it with other money from other P.O.T.S. Card Accounts , and we use it to invest in Help Keep My Money LLC’s services and products. Help Keep My Money LLC’s Appreciation Investment Models generate at least a 25% Return on Investment (ROI) over a 6-month period, while Help Keep My Money LLC’s Capital Appreciation (cash flow) Investment Models generate at least 12% ROI over a 12-month period.  So if we use $10,000 in cash from the P.O.T.S. Card Accounts, we will turn that into at least $12,500 over 6 months, and then turn that into $15,625 by the end of 12 months using our Appreciation Investment Models.  We then give back the $10,000 plus $1,000 (10%) to the P.O.T.S. Card Accounts.  We are left with a net of $4,625, which we continue to use in our appreciation investments that have an ROI of 25%.  In a worst-case scenario, we invest the money in Help Keep My Money LLC’s Capital Appreciation (cash flow) Investment Models and turn $10,000 into $11,200 over a 12-month period and we’re left with an amount of $200.

Financial institutions are built on this “spread” system of buying money at a low rate (the less than 1% they give you in your savings account) and then selling money a higher rate (giving you a loan at rates that are 400% – 1,800% higher than their costs).  Because we operate from a position of Love (which is God’s position) and we want people to become financially independent, we are using the P.O.T.S. Card Account to allow the average person to become the Lender rather than the Borrower, and to participate in investments that only the rich 1% have been able to take advantage of (until now).


Each person who opens a P.O.T.S. Card Account prior to October 1, 2017 is considered an Early Adopter and will receive an extra one-time Savings Credit equal to 10% of their initial deposit!


This Savings Credit will be available for use (or cash out) on November 1, 2017.

So if your initial deposit is $100, you’ll not only earn 10% per year in Savings Credits applied daily, but you’ll also earn an extra one-time Savings Credit of $10 that will be applied to your P.O.T.S. Card Account on 11/1/17.


Click below to add the P.O.T.S. Card Account Initial Deposit to your shopping cart.  Once in your cart, you can change the amount of your initial deposit by changing the quantity of the product (1=$10, 2=$20, 10=$100, etc.).

When you check out, you’ll be able to select “CASH” if you deposited cash or “PayPal” if you’re using a debit or credit card.


* Please allow up to 90 days to process cash refunds.  You will immediately stop receiving monthly credits on balances for which you have requested cash refunds.