Help Keep My Money LLC is changing the way business is conducted. Our goal is help individuals, families and small businesses become Financially Independent, so people can stop worrying about money and instead focus their time and energy on what really matters: their close personal relationship with God. We Believe that when you do everything from a position of Love (which is God’s position) and use your Spiritual Gifts to provide solutions to the challenges that people are facing, that not only will the person you are helping be rewarded, but you too will be rewarded, both in this physical world as well as in the Spiritual reality.
The P.O.T.S. card focuses on four important principles:
- Never pay retail (always receive at least 10% back for being a loyal customer)
- Receive credits to become financially independent (receive 10% annually)
- Receive 10% referral credit for sharing this gift with others
- Always have access to the money you’ve earned (100% cash refund*)
The concept is simple:
- You purchase a P.O.T.S. card from HKMM (sold in increments of $10).
- You can use the money on the card immediately to purchase products and services from HKMM or companies in HKMM’s Business Network, and you will receive at least 10% back from what you pay as a credit onto your P.O.T.S card.
- Or you can choose not to spend the money on your P.O.T.S. card and you will receive a credit of 10% annually on your card balance, credited monthly.
Each month, you have three choices:
- Spend the money on your P.O.T.S. card to purchase products and services and still receive at least a 10% credit back onto your account,
- Save all (or part) of the money on your P.O.T.S. card for another month to receive credit of 10% annually, credited monthly, or
- Stop using the P.O.T.S. card and receive a 100% cash refund of the balance* on your card as cash (withdraw the money).
That’s it. Plus, you receive a 10% referral credit whenever someone you referred receives credit on their P.O.T.S. card.
The P.O.T.S. card is simple: you either receive at least a 10% credit from your spending, or you receive credit of 10% annually on your savings. And at any time you can receive a 100% cash refund of the balance* on your P.O.T.S. card. The choice is yours.
* Please allow up to 90 days to process cash refunds. You will immediately stop receiving monthly credits on balances for which you have requested cash refunds.